ext_20291 ([identity profile] kathminchin.livejournal.com) wrote in [personal profile] davywavy 2004-02-20 09:02 am (UTC)

Re:

What I object to is paying into a State Pension fund when it's blatantly clear that by the time we get to retire there won't be anything to claim.

I hate to burst your bubble here but that is not what you are doing.

The money you are currently paying is not</> being saved for your pension. If it was being invested for you it wouldn't vanish when you got to retirement - well it might, but not for the same reason. It is being used to pay for the current pensioners. When you get to retirement then the working population then will be paying for yours.

This is why the State Pension Scheme does not work. Especially considering we have an aging population and a decreasing birth rate.

Sorry, I used to work in Pensions. That was one of the Big Myths that people still buy into.

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