I think fate is more even handed than that - it's just how people deal with events which defines them. I remember a few years ago someone giving me their tale of woe and rounding it off with something like "Of course, nothing bad ever happens to you, does it?"
Of course it does, and I was sufficiently irritated by this that I gave them a list - the difference between me and them was that I refused to let bad stuff affect me and define who I am and what I do now.
What happens to us as people isn't the issue. It's how we deal with it which is important.